Alternative Lending

SMEs will account for USD 13 trillion in commercial lending revenues by 2028. With traditional risk assessment, less than 50% of SMEs’ business expenses qualify for credit. B2B POS-based lending is an important way for banks to cover this critical gap.
Banks, for whom trade finance has largely been a concentrated market, have a unique opportunity to enter the fray with e-invoicing. e-Invoicing automation can help banks deliver much needed trade finance solutions embedded within their SME digital banking suites.
B2B BNPL has been gaining global attention since last year. It solves the critical problem of access to supply chain finance, especially for small and medium businesses (SMBs).