Modern cloud-native fintech OS

SMEs will account for USD 13 trillion in commercial lending revenues by 2028. With traditional risk assessment, less than 50% of SMEs’ business expenses qualify for credit. B2B POS-based lending is an important way for banks to cover this critical gap.
Banks can access an SME business' treasury, payments and credit workflows through API-led AP-AR automation solutions. This unlocks the perfect opportunity to embed business banking solutions at SMEs' point of need.
With 84% merchants in Southeast Asia expecting 50% of their business payments to be digital in the next 5 years, corporate cards and expense management solutions are an emerging need for SMEs in this market. While challenger fintechs are currently targeting this white space, banks are well-placed to capture the revenue as well as improve their onboarding of and engagement with SMEs.
Season 3, Ep 1: Alternative Lending Bank Edit: How is Alternative Data Changing Lending?
alternative lending
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Season 2: Episode 4: Digital Banking Reboot: Adoption Strategies for Banks
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Season 2: Episode 2: Digital Banking Reboot: Product-Market Fit & Profitability
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